Unhappy iPhone Insurance Companies Searching For False Theft Claims

November 4, 2009 by  

iPhone Insurance providers fight back against theft claims from customers who had really lost their new iPhone. Unfortunately, some 3Gs iphone insurance company’s do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their iPhone has been stolen, simply so they can make a claim on their iPhone insurance policy.

An error of judgment like making a theft claim rather than a loss claim can haunt the consumer and bring problems in future years, who may think that no one would ever know about their manipulation of the truth. Unfortunately this may not be the case any more, as iPhone insurance cover providers are now actively trying to seek out customers who they believe may be making a false claim by stating that their iPhone has been stolen.

Fake insurance claims have cost the insurance industry millions over the past 5 years, and many company’s are now fighting back. Fraud such as 3G iPhone insurance theft claims are getting relatively easy for insurance providers to spot and stamp out, taking the customer claim over recorder phone calls, certain questions are asked that will route out many of the rouge claims of theft, which many insurance providers now insisting in taking legal action against it’s red faced clients.

Unfortunately, many people seem to be unaware that making a false claim on something as small as the insurance policy for an iPhone is classed as insurance fraud, which if convicted, could land you with a criminal conviction. Now that must be a real wake up call for the average man in the street, a criminal record can have all sorts of negative affects on your future, from job applications to being refused insurance in other areas, such as laptop insurance, automotive and even home insurance products.

Insurance providers are now turning to a zero tolerance with this type of offence. iPhone insurance providers require a Police incident number before they will start to process your iPhone insurance claim. In order to get a Police incident number you will have to report your iPhone as stolen to the Police and make a statement to that effect, the Police are also actively getting involved with insurance fraud of this nature. So not only could you end up with a criminal conviction for insurance fraud, you could also add wasting police time or even attempting to pervert the course of justice, all because your iPhone cover did not cover you for loss!

There is some simple action you can take to avoid getting involved in this situation and firstly that would be to make sure that when you purchase 3GS iPhone insurance cover, you select a insurance policy that will cover you in the event of you loosing your iPhone. Secondly, if you find out your iPhone insurance cover did not offer cover for loss, then take the loss on the chin, rather than risk a criminal record for such a small amount of money

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Comments

12 Responses to “Unhappy iPhone Insurance Companies Searching For False Theft Claims”

  1. sateykem on April 26th, 2010 3:21 am

    Medical Fraud: Here's

  2. benesiewic fremy on May 13th, 2010 7:16 am

    The laptop insurance cover is good but it can be hard work making sure everything is taken care of

  3. The Sydney Morning Herald National Headlines on July 11th, 2010 11:11 am

    EVERYONE SHOULD DIET!!11RT: Baby refused insurance because he is "too fat" Pre-pre-existing

  4. Anonymous on July 15th, 2010 8:15 am

    Innovative services to protect your digital assets…

    This posts shows 7 innovative services to protect your electronic gadgets. From pizza box style laptop bags to laptop insurance. Good for both consumers and entrepreneur minds….

  5. UK Laptop Protection Solutions on August 31st, 2010 6:42 pm

    Unfortunately, some iphone insurance company’s do not provide full protection in the event that an iPhone is lost, so when a consumer finds themselves in the situation where they have missed placed their iPhone, many take the decision to claim that their…

  6. Rica 82 on February 6th, 2011 7:26 am

    If you sign that release, you will be barred from recovering any future money for bodily injuries sustained. But if you don't really care about suing further, then sign it.

    Like any contract you must read what is written. Read it carefully.

    If you intend to sue further, then call them and tell them to send you a Release for Property Damage Only instead.

  7. Brian on February 25th, 2011 3:18 am

    M-Valley, as you call it, contains a city known as Lawrence, an epicenter for insurance fraud. Lots of vehicle, medical, home, probably even pet insurance fraud, too. In my short time in that area, I've witnessed 2 such cases of vehicle insurance fraud.
    Since you seemed confused by it, I will assume you are unfamiliar with the topic and I can continue reading your blog. Which means if there is no blog update from your vacation, I'm paying Sally to shave your cats.

  8. Plurk on March 22nd, 2011 5:45 pm

    BofA Leak Exposes Possible Force-Placed Insurance Fraud -

  9. Insurance_Infos on April 15th, 2011 8:54 pm

    Had an accident? Fake an injury!: Dodgy claims, no win, no fee lawyers and meerkats all to blame for soaring insurance.

  10. Aaron on July 5th, 2011 4:17 pm

    Let me give you some very clear advice. You need to be honest on all forms that you fill out for the Navy. During any background check that you have, and most jobs in the Navy require a Security Clearance, your medical history, criminal history, financial history, etc will all be looked into.

    If the Navy finds out that you lied on your enlistment forms, this will be serious grounds to deny your clearance which will cause trouble for the job you do for the Navy. You may have to switch jobs.

    Also, if the Navy decides to, they can also charge you with Article 83 of the UCMJ- Fraudulent Enlistment. This WILL carry a dishonorable discharge from the Navy, and will wreck havoc in trying to get another job.

    You have been warned.

  11. RAMONA on September 11th, 2011 10:06 pm

    correct..the banks did not modify the loans!! they took the money for it from the government and kept it, then turn around andcollected a big insurance policy.what I would like toknow is what did the insurance companies receive to allow them to make fake insurance claims?

  12. chitownboi60643 on September 21st, 2011 5:00 pm

    Learning how to operate a laser, now I finally know what to put on job applications under the “special skills” section

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